Cryptocurrency staking has become one of the most popular ways to generate passive income in the digital asset space. With Bitvavo staking, users can earn rewards on their existing crypto holdings—effectively putting their assets to work. Whether you're new to crypto or have been investing for years, understanding how staking works on Bitvavo can help you make smarter financial decisions.
Bitvavo offers both flexible off-chain lending and on-chain staking services across more than 25 cryptocurrencies. Rewards are paid in the same cryptocurrency you're staking, and they accumulate over time—creating a compounding effect that boosts long-term gains. For example, holding 1,000 Cardano (ADA) at a 1.50% annual reward rate earns you 15 ADA per year. As rewards are added to your balance, future payouts increase slightly, enhancing your overall return.
This comprehensive guide breaks down everything you need to know about Bitvavo staking—from supported coins and reward rates to setup steps and key risks.
What Is Bitvavo Staking?
Bitvavo staking allows users to earn passive income by holding eligible cryptocurrencies in their Bitvavo wallet. The platform supports two types of staking mechanisms:
- On-chain staking: You contribute to blockchain security via Proof-of-Stake (PoS) consensus and earn rewards directly from the network.
- Off-chain staking (Lending): Bitvavo uses your coins on third-party platforms or within its ecosystem to generate returns, rewarding you with interest-like payouts.
Unlike locked staking options found on some exchanges, Bitvavo only offers flexible staking, meaning your funds remain liquid. You can sell or withdraw your crypto at any time without penalties.
👉 Discover how flexible staking can boost your crypto earnings today.
On-Chain Staking Explained
On-chain staking applies to PoS-based blockchains like Ethereum (ETH), Cardano (ADA), and Solana (SOL). When you stake these assets, you help validate transactions and secure the network. In return, the protocol issues rewards—typically distributed weekly.
Popular on-chain staking coins on Bitvavo include:
- Ethereum (ETH) – 2.50% APY
- Cardano (ADA) – 1.50% APY
- Axie Infinity (AXS) – Up to 15.00% APY
These rewards come directly from the blockchain ecosystem, making them generally more sustainable than exchange-funded incentives.
Off-Chain Staking (Lending)
Off-chain staking, also known as crypto lending, doesn’t involve direct participation in blockchain validation. Instead, Bitvavo may use your assets for margin lending, liquidity provision, or other financial activities. In return, you receive fixed percentage rewards.
Coins eligible for off-chain staking typically use Proof-of-Work (PoW) consensus, such as:
- Bitcoin (BTC) – 0.05% APY
- Alchemy Pay (ACH) – 1.25% APY
While returns are lower compared to on-chain options, this method still provides a hands-free way to earn on otherwise idle holdings.
Supported Cryptocurrencies for Staking
Bitvavo supports over 25 cryptocurrencies for staking and lending, giving users diverse opportunities to earn. Below is an updated list of available coins and their approximate annual percentage yields (APY):
On-Chain Staking Options
- Ark (ARK) – 1.07%
- Axie Infinity (AXS) – 15.00%
- Cardano (ADA) – 1.50%
- Casper (CSPR) – 7.00%
- Celestia (TIA) – 5.00%
- Cosmos (ATOM) – 8.00%
- Ethereum (ETH) – 2.50%
- ICON (ICX) – 3.00%
- Kusama (KSM) – 7.00%
- LimeWire (LMWR) – 6.00%
- Livepeer (LPT) – 10.00%
- LTO Network (LTO) – 3.00%
- Near (NEAR) – 5.00%
- NEO (NEO) – 0.52%
- Ontology (ONT) – 0.51%
- Osmosis (OSMO) – 3.00%
- Phala Network (PHA) – 6.00%
- Solana (SOL) – 4.00%
- Sui (SUI) – 1.00%
- Terra (LUNA) – 2.00%
- Terra Classic (LUNC) – 1.50%
- Tezos (XTZ) – 2.50%
- The Graph (GRT) – 3.00%
Off-Chain Lending Options
- Alchemy Pay (ACH) – 1.25%
- Altlayer (ALT) – 5.00%
- Bitcoin (BTC) – 0.05%
- Curve DAO Token (CRV) – 2.50%
- LayerZero (ZRO) – 1.25%
- Tensor (TNSR) – 1.25%
⚠️ Note: Rates are subject to change based on market conditions, blockchain updates, or platform policies. Always verify current APYs directly through your Bitvavo dashboard.
Highest-Yielding Staking Coins on Bitvavo
Among all supported cryptocurrencies, Axie Infinity (AXS) offers the highest annual return at 15% APY, making it the top choice for yield-focused investors. Following closely behind:
- Livepeer (LPT) – 10.00%
- Cosmos (ATOM) – 8.00%
- Casper (CSPR) and Kusama (KSM) – 7.00%
These high-reward tokens often come from active DeFi or gaming ecosystems where user participation is incentivized.
👉 Compare high-yield staking options across major platforms now.
How to Enable Staking on Bitvavo
To start earning rewards, follow these simple steps:
Via Web Browser
- Log in to your Bitvavo account.
- Click your profile name in the top-right corner.
- Select “Settings”.
- Navigate to “Staking” and click “Enable Staking”.
- Choose your preferred reward currency and confirm.
Once enabled, any eligible crypto you buy or deposit will automatically begin earning rewards.
Via Mobile App
- Open the Bitvavo app and log in.
- Tap your profile icon.
- Go to “Account Settings” > “Staking”.
- Review the risks and tap “Enable Staking” if not already active.
The process is straightforward and takes less than a minute.
How Rewards Are Calculated and Paid
Bitvavo calculates staking rewards daily, but payouts occur every Monday. Your earnings depend on:
- The amount of crypto held
- The current APY for that asset
- Whether staking was active throughout the week
You can track estimated earnings and payment history under the Staking Overview section in your dashboard.
Advantages and Risks of Bitvavo Staking
✅ Benefits
- Flexible access: No lock-up periods—sell or withdraw anytime.
- Passive income: Earn rewards without active trading.
- Compounding effect: Reinvested rewards grow your balance over time.
- Wide selection: Over 25 supported coins including major PoS assets.
- User-friendly interface: Easy setup via web or mobile app.
❌ Drawbacks
- No locked staking: Miss out on higher yields offered by fixed-term programs elsewhere.
- Rate volatility: APYs can decrease without notice.
- Market risk: If the price of your staked crypto drops below your purchase price, unrealized losses may outweigh rewards.
Remember: staking does not eliminate market risk. Even with consistent rewards, a falling asset price can result in net losses if sold at a low point.
How to Stop Staking
If you decide to stop earning rewards, disabling staking is simple:
- Go to Settings > Staking.
- Select “Disable Staking”.
- Confirm the action.
Your crypto remains accessible during and after deactivation. Any pending rewards up to the disable date will still be paid out on the next scheduled Monday.
Frequently Asked Questions (FAQ)
Is Bitvavo staking safe?
Yes, Bitvavo is a regulated European exchange compliant with AML/KYC standards. However, staking is not covered by deposit insurance, so there are inherent risks related to market fluctuations and platform reliability.
Can I stake Bitcoin on Bitvavo?
Yes, but Bitcoin uses off-chain lending since it operates on a Proof-of-Work network that doesn't support traditional staking. Current APY is around 0.05%.
Does Ethereum staking require a minimum amount?
No minimum is required on Bitvavo. Even small amounts of ETH can earn staking rewards through pooled validation services.
When are staking rewards paid out?
Rewards are distributed every Monday, based on daily accruals from the previous week.
Can I stake USDT on Bitvavo?
No, Tether (USDT) is no longer supported for staking on Bitvavo as of early 2025.
Are there taxes on staking rewards?
In most jurisdictions, including the Netherlands, staking rewards are considered taxable income at the time of receipt. Consult a tax professional for personalized advice.
👉 Maximize your crypto returns with flexible staking solutions today.