Cryptocurrencies are considered a high-risk asset class. Investing in them may result in the loss of part or all of your capital. The content in this guide is intended solely for informational and educational use and should not be interpreted as financial or investment advice.
Apple Pay has become one of the most widely adopted digital wallets, capturing a dominant 92% share of the U.S. mobile payments market. Its seamless integration with Apple devices makes it a preferred choice for fast, secure transactions—both online and in-store. When it comes to buying crypto with Apple Pay, the process is just as intuitive as purchasing goods from an e-commerce site.
Numerous cryptocurrency wallets and exchanges now support Apple Pay as a payment method, allowing users to fund their accounts quickly and securely. All you need is a compatible card linked to Apple Pay or funds in your Apple Cash wallet. Once set up, selecting Apple Pay during checkout streamlines the entire purchase flow.
Among the top platforms available, Best Wallet stands out as a leading non-custodial wallet that enables users to buy crypto with Apple Pay instantly—no KYC required. Below, we’ll walk through how to use it, why it’s our top pick, and explore ten other reliable platforms that support Apple Pay.
Step-by-Step: How to Buy Crypto with Apple Pay Using Best Wallet
Before diving into any wallet, ensure your Apple Pay is properly configured. This adds an extra layer of security by eliminating the need to manually enter card details during each transaction.
To set up Apple Pay:
- Open the Wallet app on your iPhone.
- Add a debit or credit card by holding your phone near the chip reader (or enter details manually).
- You can add an Apple Card, existing bank cards, or even cards from supported third-party apps.
- Set your preferred card as the default for future Apple Pay purchases.
Now, here’s how to buy crypto using Best Wallet:
Step 1: Download and Set Up Best Wallet
Download the Best Wallet app from the App Store or via its official website. After installation:
- Enter your email to receive a verification code.
- Complete setup by creating a password and enabling biometric authentication (Face ID or Touch ID).
- Two-factor authentication (2FA) is optional but recommended for added security.
👉 Discover a seamless way to start your crypto journey today.
Step 2: Import or Create a Wallet
Best Wallet allows you to manage multiple wallets from one interface:
- Choose to create a new wallet or import an existing one.
- To import, go to “Add Wallet” > “Import Wallet” and enter your private key.
This flexibility makes it ideal for both beginners and experienced users managing diverse portfolios.
Step 3: Select the Cryptocurrency to Buy
From the home screen, browse popular cryptos like Bitcoin (BTC), Ethereum (ETH), and USDT. For more options:
- Navigate to the Trade section.
- Use the search bar to find any token by ticker symbol.
- Pay attention to the blockchain network (e.g., ERC-20 vs. TRC-20) when selecting stablecoins like USDC or USDT.
Step 4: Choose Currency and Select Apple Pay
- Enter the amount you wish to purchase.
- Under "Pay Using," select Apple Pay from the dropdown menu.
- Tap “Buy” and authenticate the transaction via Face ID, Touch ID, or passcode.
In seconds, your purchase will be confirmed—and your crypto will appear in your wallet.
Top Platforms to Buy Crypto with Apple Pay in 2025
While Best Wallet leads in simplicity and privacy, several other platforms offer unique features for different trading needs. Here are the top 11 platforms supporting Apple Pay:
- Best Wallet – Best multi-chain, non-custodial wallet
- MEXC – Ideal for full-scale spot and futures trading
- Margex – Trade perpetual futures with up to 100x leverage
- BIoFin – Automated trading with bots and signals
- OKX – Unified centralized and decentralized exchange
- Binance – Largest exchange by volume; supports crypto vouchers
- Bybit – Build custom AI-powered trading bots
- KCEX – Specializes in altcoin futures trading
- PrimeXBT – Top choice for crypto CFDs
- BingX – Leader in grid trading strategies
- KuCoin – Best for coin-margined contracts
Why Best Wallet Stands Out
Best Wallet isn’t just another crypto wallet—it’s a gateway to decentralized finance (DeFi) with built-in tools for buying, swapping, staking, and exploring dApps—all without requiring KYC.
Key Features
- Multi-chain Support: Access over 60 blockchains including Ethereum, BSC, Solana, and Cardano.
- Built-in DEX: Swap tokens instantly with low fees and competitive rates.
- Staking Aggregator: Earn passive income across multiple chains in one place.
- Presale Access: Invest early in vetted token launches while avoiding scams.
- DApp Browser: Connect directly to popular dApps like PancakeSwap, DexTools, and DexScreener.
Pros & Cons
Pros:
- No KYC required
- Zero fees for storing crypto
- Instant fiat on-ramp with Apple Pay
- Anonymous, self-custodial control
Cons:
- Lacks advanced trading charts
- No desktop browser extension
👉 Explore advanced trading tools and secure transactions across chains.
Platform Comparison: Fees & Features
| Exchange | Spot Fees (Maker/Taker) | Futures Fees (Maker/Taker) | Key Features |
|---|---|---|---|
| Best Wallet | N/A | N/A | Non-custodial, no KYC, DApp access |
| MEXC | 0% / 0.05% | 0% / 0.02% | Copy trading, demo mode |
| Margex | Based on trade value | 0.019% / 0.06% | 100x leverage, MP Shield |
| BIoFin | 0.1% / 0.1% | 0.06% / 0.02% | Bot trading, Fireblocks security |
| OKX | 0.04% / 0.1% | Varies | CEX + DEX hybrid, NFT marketplace |
| Binance | 0.1% / 0.1% | 0.017% / 0.05% | P2P trading, free BTC trades |
| Bybit | 0.1% / 0.1% | Varies by product | AI analysis, custom bots |
| KCEX | 0% / 0% | 0% / 0.1% | TradingView integration |
| PrimeXBT | Not supported | 0.1% / 0.02%-0.045% | CFDs, MT5 support |
| BingX | 0.045% / 0.045% | 0.02% / 0.05% | Grid trading systems |
| KuCoin | 0.1% / 0.1% | Floating rates | Trading bots, leveraged tokens |
Advantages & Disadvantages of Buying Crypto with Apple Pay
Advantages
- Enhanced Security: Card details are never shared during transactions.
- Fast Transactions: Payments are processed instantly.
- Device Integration: Works seamlessly across iPhone, iPad, Apple Watch.
- Phishing Protection: Reduced risk of credential theft.
- Transaction Tracking: Easily monitor purchases via Apple Wallet.
Disadvantages
- Limited Availability: Not all exchanges support Apple Pay.
- Ecosystem Lock-in: Only available on Apple devices.
- Potential Fees: Some platforms add processing surcharges.
- KYC Still Required on Most Platforms: Even with Apple Pay, identity verification may be mandatory.
Apple Pay vs PayPal vs Credit Card: Which Is Best?
| Feature | Apple Pay | PayPal | Credit Card |
|---|---|---|---|
| Transaction Speed | Instant | Instant (purchase), 1–3 days (withdrawal) | Instant (purchase), variable (settlement) |
| Processing Fees | $0 (but ~1.5% for instant transfers via Apple Cash) | Up to 6% | Up to 6%, plus cash advance fees |
| Device Compatibility | Apple devices only | Cross-platform | Universal |
| Security | Biometric auth, hidden card data | Buyer protection | Fraud-prone; chargeback risks |
| Exchange Support | Moderate | High | Highest |
For iOS users, Apple Pay offers the most frictionless experience, combining speed, security, and ecosystem synergy.
Frequently Asked Questions (FAQs)
Can I buy crypto with Apple Pay without KYC?
Yes—Best Wallet allows users to buy crypto using Apple Pay without completing KYC verification, making it ideal for privacy-focused investors.
Which exchanges support Apple Pay?
Top platforms include Best Wallet, MEXC, Margex, OKX, Binance, Bybit, KCEX, BingX, KuCoin, PrimeXBT, and BIoFin.
Can I buy USDT with Apple Pay?
Absolutely. Most platforms that accept Apple Pay allow you to purchase USDT across various networks like Ethereum (ERC-20), Tron (TRC-20), and BNB Chain.
Is it possible to buy XRP or ETH with Apple Pay?
Yes. Both XRP and Ethereum (ETH) are widely supported on Apple Pay-enabled platforms such as Best Wallet, OKX, Binance, and KuCoin.
How much crypto can I buy with Apple Pay?
Limits vary by platform and region—from $50 daily on some wallets to $50,000+ on major exchanges after full verification.
Are there fees when buying crypto with Apple Pay?
While Apple doesn’t charge processing fees, some exchanges apply a convenience fee (typically 1–3%) for using third-party payment methods like Apple Pay.
👉 Start trading securely with low fees and powerful tools today.