Transferring assets efficiently and cost-effectively is crucial for anyone managing digital currencies on a trading platform. On OKX, one of the most user-friendly and secure ways to move funds between accounts is through internal transfers—a feature that allows instant, fee-free movement of assets within the OKX ecosystem.
Whether you're paying for services, settling transactions with trusted contacts, or managing multiple sub-accounts, internal transfers offer speed, security, and zero transaction costs. In this guide, we’ll walk you through how to perform internal transfers on both the OKX website and mobile app, ensuring you make the most of this powerful functionality.
What Is an Internal Transfer on OKX?
An internal transfer refers to moving cryptocurrency from your main OKX account to another OKX user’s account using their registered email, phone number, or sub-account ID—without broadcasting the transaction on the blockchain. Since the funds never leave the OKX system, these transfers are:
- ✅ Instant
- ✅ Completely free of fees
- ✅ Secure with dual verification
This makes internal transfers ideal for peer-to-peer payments, team fund allocations, or even personal asset management across different OKX sub-accounts.
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How to Make an Internal Transfer on the OKX Website
Follow these simple steps to complete an internal transfer via the OKX web platform.
Step 1: Log In and Navigate to Withdrawal Section
After logging into your OKX account, go to "Assets" > "Withdraw". This will take you to the withdrawal center.
Step 2: Select Your Cryptocurrency
Choose the digital asset you wish to transfer. For most transactions—especially service payments like copy-trading fees—USDT (Tether) is commonly used due to its stability and wide acceptance.
Step 3: Choose “Internal Transfer” as Method
Under withdrawal method, select "Internal Transfer" instead of standard blockchain withdrawal. This ensures no network fees and near-instant delivery.
Step 4: Enter Recipient Information
You can send funds using one of three identifiers:
- Registered email address
- Phone number with country code
- Sub-account name or UID
Ensure accuracy—mistakes here could lead to irreversible loss if sent to the wrong user.
Step 5: Enter Amount and Confirm
Input the amount you'd like to transfer. Once confirmed, OKX will display a risk warning dialog reminding you to verify recipient details.
If everything looks correct, check the box:
"I trust this address and agree to proceed with withdrawal."
Then click "Next".
Step 6: Complete Security Verification
To protect your assets, OKX requires two-factor authentication:
- Email verification code
- SMS code sent to your registered phone
After entering both codes, your transfer will be processed immediately. The recipient should see the funds in their account within seconds.
🔍 Pro Tip: Always double-check the recipient's UID (User ID) before confirming. You can find your own UID by visiting your profile page on OKX.
How to Perform an Internal Transfer Using the OKX Mobile App
The mobile experience is just as seamless. Here’s how to do it step by step.
Step 1: Open the OKX App and Go to Assets
From the bottom navigation bar, tap "Assets", then select "Withdraw".
Step 2: Pick Your Currency
Choose the cryptocurrency you want to send—again, USDT is typically preferred for fast, stable-value transfers.
Step 3: Select Internal Transfer Option
Tap on "Internal Transfer" as your withdrawal method.
Step 4: Fill in Recipient Details
Enter the recipient’s:
- Phone number
- Or sub-account identifier
Make sure all information matches exactly what’s registered on their OKX account.
Step 5: Input Amount and Submit
After entering the amount, tap "Submit".
A warning message will appear highlighting potential risks. If you’ve verified the recipient’s identity and UID, tap:
"I trust this address and agree to continue withdrawal."
Then select "Continue".
Step 6: Verify with Two-Factor Authentication
Enter the verification codes sent to your email and phone number. Once confirmed, the transfer completes instantly.
✅ Funds are credited immediately.
🔒 No blockchain fees.
⚡ No waiting time.
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Frequently Asked Questions (FAQ)
Q: Are internal transfers on OKX really free?
A: Yes. Because the transaction stays within the OKX platform and doesn’t use any blockchain network, there are absolutely no fees involved.
Q: How fast is an internal transfer?
A: Transfers are nearly instantaneous—typically completed within seconds after verification.
Q: Can I reverse an internal transfer if I send it to the wrong person?
A: No. Once confirmed, internal transfers cannot be reversed. Always verify the recipient's UID before sending.
Q: What should I do if the recipient doesn’t receive the funds?
A: First, confirm that the correct email, phone number, or UID was used. Then check both accounts’ transaction histories. If issues persist, contact OKX support directly through the app or website.
Q: Can I use internal transfers to move funds between my own sub-accounts?
A: Absolutely. This is a popular use case for traders managing separate strategies or risk profiles across multiple sub-accounts.
Q: Is there a daily limit for internal transfers?
A: Limits depend on your account verification level (KYC tier). Higher-tier accounts enjoy increased transfer limits. You can view your current limits in the security settings section.
Why Use Internal Transfers?
Using internal transfers isn’t just about saving money—it’s about optimizing efficiency. Whether you're:
- Paying for premium trading signals
- Sharing profits with a partner
- Allocating funds across trading strategies
…doing so internally keeps your capital moving quickly and safely without eroding value through fees.
Additionally, because transfers rely on verified contact information tied to real OKX accounts, they’re more secure than sending to unknown wallet addresses.
Best Practices for Safe Internal Transfers
To ensure every transaction goes smoothly:
- Always verify the recipient’s UID before sending.
- Start with a small test amount when transferring to a new contact.
- Keep records of important transactions (screenshots or notes).
- Never share your 2FA codes with anyone.
- Enable advanced security features like withdrawal whitelist and IP binding.
With its combination of speed, zero cost, and robust security, the internal transfer feature on OKX is essential for active crypto users. Whether you're on desktop or mobile, the process is intuitive and reliable—making it easier than ever to manage your digital assets efficiently.
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By mastering internal transfers, you’re not just saving on fees—you’re upgrading your entire digital finance workflow. Take full advantage of what OKX offers and keep your crypto moving smartly, securely, and instantly.