Depositing cash into your digital asset account should be simple, transparent, and fast. On OKX, the cash deposit feature is designed to offer users a seamless way to fund their accounts using local currencies and region-specific payment methods. Whether you're using the mobile app or web platform, understanding the limits, fees, and processing times associated with cash deposits is essential for a smooth experience.
This guide walks you through everything you need to know — from accessing deposit options to interpreting fee structures and timeframes — so you can make informed decisions when adding funds.
How to Access Cash Deposit Options
Before diving into fees and limits, let’s first cover how to locate the cash deposit feature on both the mobile app and web platform.
Using the Mobile App
- Open the OKX app and log in.
- From the home screen, tap Deposit.
- Choose Deposit cash or select your local currency option.
👉 Discover how easy it is to deposit cash directly into your account.
This will take you to the deposit interface where all available methods are displayed based on your region.
Using the Web Platform
- Log in to your OKX account via the website.
- Navigate to Assets > Deposit.
- Select Cash or your preferred local currency.
Once inside the deposit section, you’ll see a list of supported cash deposit methods tailored to your location.
Supported Currencies and Deposit Methods by Region
OKX supports a wide range of local fiat currencies and cash deposit options, including bank transfers, e-wallets, and instant payment networks. The available methods depend on:
- Your geographic region
- Local financial regulations
- Partnered payment providers
To view what's available:
- Go to the Cash Deposit section in your account.
- Browse the list of supported currencies (e.g., USD, EUR, GBP, JPY, INR).
- Each method displays its applicable fees, limits, and processing speed.
You’ll always see real-time information before confirming any transaction — ensuring full transparency.
Understanding Processing Fees for Cash Deposits
A processing fee covers the cost of handling your deposit through third-party financial networks. OKX strives to keep these fees low and clearly displayed at every step.
How Fees Are Displayed
- If a fee applies, it will be clearly shown before you confirm the deposit.
- If there's no charge, you'll see "No fee" indicated.
- Final fees appear on the Deposit Preview screen — always deducted from your deposited amount.
Example:
If you deposit $10 with a $2 fee, $8 will be credited to your OKX balance.
Types of Fee Structures
OKX may apply one of three common fee models:
1. Flat Fee
A fixed charge regardless of deposit size.
Example: $3 fee on both $10 and $1,000 deposits.
2. Percentage Fee
Calculated as a percentage of your deposit.
Example: 2% fee on $100 = $2; on $500 = $10.
3. Percentage + Flat Fee
Combines both models: a percentage plus a fixed amount.
Example: 1.5% + $1
- Deposit: $200
- 1.5% of $200 = $3
- Plus $1 flat fee
- Total: $4
These details are visible during the deposit process so there are no surprises.
What Are Deposit Limits?
Deposit limits define the minimum and maximum amounts you can deposit per transaction or within specific time periods. These help comply with regulatory standards and enhance account security.
Limits vary based on:
- Your chosen deposit method
- Your account verification level (KYC tier)
You can view your current limits directly in the deposit interface. Tap the information (i) icon next to each method for full details.
Types of Deposit Limits
✅ Minimum Deposit Limit
The smallest amount allowed per transaction. This ensures efficient processing across payment networks.
✅ Daily Limit
Maximum you can deposit within a rolling 24-hour window — not calendar-based. Resets 24 hours after each transaction.
✅ Weekly Limit
Cap over seven consecutive days. Resets 7 days after the qualifying deposit.
✅ Monthly Limit
Maximum over a 30-day period. Resets 30 days after the last qualifying transaction.
✅ Maximum Deposit Count
Some methods limit how many deposits you can make in a given period.
All remaining limits are updated in real time and shown during the deposit selection process.
Processing Time: How Long Do Deposits Take?
Processing time refers to how long it takes for your deposited funds to reflect in your OKX account.
Most cash deposit methods are instant, especially e-wallets and local payment systems. However:
Bank transfers may take up to 5 business days, depending on:
- Transfer type (e.g., SEPA, SWIFT, domestic)
- Your bank’s processing policies
- Weekends or public holidays
The estimated processing time is always visible when selecting a deposit method — helping you choose the fastest option available.
👉 See which deposit methods offer instant funding and zero fees.
Frequently Asked Questions (FAQ)
Q: Where can I see the exact fee before making a deposit?
A: The exact fee is displayed on the Deposit Preview screen before submission. It will also appear during method selection if applicable.
Q: Do all cash deposit methods have fees?
A: No. Some methods show "No fee", meaning you pay nothing extra. Always check the fee label before proceeding.
Q: Why do deposit limits differ between methods?
A: Limits vary due to differences in payment network rules, risk policies, and compliance requirements tied to each method.
Q: Can I increase my deposit limit?
A: Yes. Completing higher levels of identity verification (KYC) often increases your limits. Check your account settings for upgrade options.
Q: What happens if I exceed my deposit limit?
A: You won’t be able to complete the transaction until the limit resets based on its rolling timeframe (daily, weekly, monthly).
Q: Are processing times guaranteed?
A: While most deposits are instant, bank-related methods depend on external institutions. Delays beyond 5 business days should be reported via support.
Final Tips for Smooth Cash Deposits
- Always review fees, limits, and processing times before confirming.
- Use instant methods like e-wallets for faster access to funds.
- Keep your KYC updated to unlock higher limits.
- Monitor rolling limit resets — they’re not based on calendar days.
With clear labeling and real-time updates across both platforms, OKX ensures you stay in control of every transaction.
👉 Start depositing with confidence — explore fast, low-fee options today.
By understanding how fees are calculated, what limits apply, and how long processing takes, you can optimize your funding strategy and focus on what matters most — managing your digital assets effectively.