Elon Musk’s ambitious transformation of X (formerly Twitter) into an “everything app” is gaining momentum—and the latest development has sparked fresh excitement across the cryptocurrency world. The platform has recently created a dedicated account for what appears to be a new in-house payment service, XPayments, fueling widespread speculation about a potential crypto integration.
This strategic move aligns with Musk’s long-stated vision of turning X into a multifunctional super app, similar to China’s WeChat, where users can communicate, shop, bank, and now possibly transact in digital assets—all within a single ecosystem.
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X’s Push Toward an Integrated Financial Ecosystem
The emergence of the @XPayments account on January 21, 2024, marks a significant milestone in X’s financial ambitions. Although no posts have been made from the account yet, its verified status—indicated by a golden checkmark—and official X badge strongly suggest it is an authentic, company-backed initiative.
While details remain scarce, industry experts anticipate that X will roll out native in-app payment functionality by mid-2024. The burning question: Will these payments be limited to traditional fiat currencies, or will they open the door to cryptocurrencies?
Musk has long hinted at integrating blockchain technology into X’s infrastructure. His past endorsements of cryptocurrencies like Dogecoin (DOGE) and interest in decentralized finance (DeFi) principles have kept the crypto community on high alert for any sign of deeper integration.
Crypto Enthusiasm Builds Around “X”-Branded Tokens
The naming of the new payment service as “XPayments” has triggered a wave of speculation—particularly around cryptocurrencies that begin with the letter “X.” Prominent crypto analyst Mason Versluis took to X to express his optimism, suggesting that tokens like XRP (Ripple), XLM (Stellar), XDC (XinFin), and even XYO could be natively supported in the future.
“So X is building ‘X Payments’
It’s only right they enable the X coins… $XRP $XLM $XDC $XYO etc…
I wanna see a MASSIVE crypto integration from X
Change the world Elon, set fire to the SEC + banks with this play”
— Mason Versluis (@MasonVersluis)
While this remains speculative, the idea resonates with Musk’s history of blending branding, technology, and meme culture. A strategic partnership or native support for select crypto assets could position X as a major gateway for mainstream crypto adoption.
Dogecoin: The Front-Runner for Integration?
Despite the buzz around “X”-prefixed tokens, many experts believe Dogecoin remains the most likely candidate for integration into X’s payment system.
Musk has consistently shown favor toward DOGE, calling it “the people’s cryptocurrency” and already enabling it as a payment method in Tesla’s online merchandise store. His frequent social media references to Doge—often accompanied by memes or playful jabs at traditional finance—have only deepened this expectation.
Back in October 2023, X posted a meme featuring a dog answering a phone call—a subtle nod that many in the Dogecoin community interpreted as a deliberate signal. Such cryptic messaging has become a hallmark of Musk’s communication style, often serving as a catalyst for market movements and online discourse.
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Mixed Signals: Is X Pulling Back from Crypto Content?
Amid the excitement, some voices in the crypto space are sounding cautious notes. Crypto analyst Tokenicer recently suggested that X may be shifting focus away from crypto-related content monetization.
He noted that payouts to content creators through X’s ad revenue-sharing program have declined significantly—dropping from $40–$70 per payout just months ago to as low as $16 recently.
“It feels like X has reduced payments for crypto content lately,” he observed.
However, it's important to note that creator earnings on X are tied to impression volume and engagement metrics, which can fluctuate widely. A drop in income doesn’t necessarily indicate a strategic retreat from crypto—but it does raise questions about platform priorities during this transitional phase.
Still, the introduction of XPayments suggests that financial services—and potentially digital assets—are far from being sidelined. If anything, the infrastructure being built could eventually absorb and enhance creator monetization through faster, cheaper, and more transparent crypto-based settlements.
Musk’s Vision: An Entire Financial World in Your Pocket
Since acquiring Twitter in April 2022, Elon Musk has repeatedly emphasized his goal of transforming the platform into a comprehensive digital ecosystem. In July 2023, he stated that X would soon offer users “an entire financial world,” enabling them to manage all aspects of their personal finances directly within the app.
This vision includes:
- Peer-to-peer money transfers
- Bill payments
- Banking services
- Investment tools
- And potentially, cryptocurrency trading and wallet integration
Such a move would place X in direct competition with fintech giants like PayPal, Cash App, and Revolut—while also leveraging its massive global user base to accelerate crypto adoption.
Frequently Asked Questions (FAQ)
Q: What is XPayments?
A: XPayments appears to be a new payment service under development by X (formerly Twitter). Though not yet active, its verified account suggests official backing and plans for in-app financial functionality.
Q: Will X support cryptocurrency transactions?
A: It's unconfirmed, but widely speculated. Elon Musk’s history with Dogecoin and his “everything app” vision make crypto integration a strong possibility.
Q: Which cryptocurrencies might be integrated into X?
A: Dogecoin (DOGE) is considered the top contender due to Musk’s public support. Tokens like XRP, XLM, and XDC have also gained attention due to their “X” branding.
Q: Can I earn money from crypto content on X today?
A: Yes, through X’s ad revenue-sharing program. However, payouts vary based on impressions and engagement, and some creators report recent declines.
Q: When will X launch its payment features?
A: Industry estimates suggest mid-2024 as a likely timeframe for the rollout of native payment services.
Q: Is Elon Musk still committed to crypto on X?
A: Despite mixed signals in content monetization, the development of XPayments and Musk’s past statements indicate ongoing interest in blockchain and digital finance.
With each new update, X edges closer to becoming more than just a social network—it could soon evolve into a full-fledged financial platform. Whether through Dogecoin, other cryptos, or entirely new digital instruments, the fusion of social media and decentralized finance may be just around the corner.