The digital asset revolution is accelerating globally, and Taiwan is stepping into the next phase of financial innovation with the launch of its first-ever cryptocurrency credit card. KGI Bank, in partnership with Mastercard, has unveiled the “KGI Coin享 Card” — a groundbreaking financial product that bridges everyday spending with digital investment. Designed for both crypto enthusiasts and newcomers, this card allows users to earn rewards in the form of crypto cashback, making it easier than ever to accumulate digital assets through regular purchases.
This move aligns with Taiwan’s ongoing efforts to establish a regulated, secure, and investor-friendly virtual asset ecosystem. As regulatory frameworks evolve, financial institutions are seizing opportunities to integrate blockchain-based solutions into mainstream banking — and the KGI Coin享 Card is a prime example of that shift.
👉 Discover how you can turn everyday spending into crypto investments with innovative financial tools.
How the KGI Coin享 Card Works
The KGI Coin享 Card operates on a unique rewards system called “Coin享 Points”, where every purchase earns points that can be directly converted into cryptocurrency. Here's a breakdown of the earning structure:
- 1% Coin享 Points on domestic general spending
- 2% Coin享 Points on overseas general spending
- 3% Coin享 Points at designated merchants
- Up to 7% effective return when combined with promotional tasks and bonus conditions
Each Coin享 Point is worth NT$1 in cryptocurrency value, and users can redeem them for major digital assets including Bitcoin (BTC), Ethereum (ETH), and Tether (USDT) via three partnered exchanges: BitoPro, MAX Wealth, and BitstreetX (Sanchuan Token).
For new cardholders, there’s an added incentive: during the first year, redeeming points for crypto on any of the three supported platforms unlocks an extra 50% bonus. For example, 300 points could be converted into NT$450 worth of cryptocurrency instead of NT$300 — effectively boosting returns without additional spending.
This model transforms routine consumption into a passive investment strategy, lowering the entry barrier for individuals curious about crypto but hesitant to dive in directly.
Strategic Exchange Partnerships and Onboarding Incentives
To ensure a seamless user experience from fiat to crypto, KGI Bank has partnered with three leading local exchanges: BitoPro, MAX Wealth, and BitstreetX. These collaborations go beyond redemption — they include exclusive onboarding benefits:
- Open a new account on any of the three platforms and deposit any amount: receive 5 USDT per exchange (up to 15 USDT total)
- Link your KGI Karry digital account as your deposit/withdrawal method and complete a task: earn an additional 6 USDT
These incentives not only encourage adoption but also promote financial literacy by guiding users through the account setup, verification, and funding processes — critical steps for safe participation in the crypto economy.
Moreover, integrating trusted domestic exchanges enhances compliance and security, ensuring users interact with regulated platforms rather than unverified offshore services.
Limited-Edition Design Meets Tech Innovation
Beyond functionality, the KGI Coin享 Card stands out with its striking physical design. It features a patented light-guiding technology that makes the card emit a glowing effect when near a contactless payment terminal. The front showcases a shimmering "starlink" pattern that lights up during transactions — a nod to the decentralized nature of blockchain networks.
Only 5,000 cards will be issued, making it a highly collectible item for tech-savvy consumers and fintech fans alike. This blend of aesthetics, exclusivity, and utility reflects KGI Bank’s commitment to creating products that resonate emotionally while delivering real-world value.
Monthly Giveaways: Win 666 USDT
To celebrate the card’s launch, KGI Bank is running a limited-time promotion: monthly draws for 666 USDT in rewards. Every eligible transaction — whether domestic or international, general spend or installment plan — counts as one entry. The more you use the card, the higher your chances of winning.
This gamified approach increases engagement and encourages consistent usage, further reinforcing the habit of using the card for daily expenses — all while building toward potential windfalls in stablecoin rewards.
👉 Learn how crypto-powered rewards programs are reshaping consumer spending habits worldwide.
Why This Matters: Bridging Traditional Finance and Digital Assets
The introduction of the KGI Coin享 Card marks a pivotal moment in Taiwan’s financial landscape. It represents more than just a rewards credit card — it’s a bridge between traditional banking and the emerging world of digital finance.
By enabling users to convert fiat-based spending into crypto holdings, KGI Bank is:
- Lowering the psychological and financial barriers to crypto adoption
- Encouraging responsible experimentation with digital assets
- Promoting financial inclusion through innovative product design
- Aligning with global trends in open finance and tokenized economies
As central banks explore CBDCs (Central Bank Digital Currencies) and regulators refine crypto policies, products like this demonstrate how commercial banks can lead innovation within compliant frameworks.
Core Keywords
- Crypto credit card
- Cryptocurrency rewards
- Bitcoin cashback
- Ethereum investment
- USDT incentives
- Digital asset accumulation
- Blockchain banking
- Financial innovation
These keywords reflect both user search intent and the article’s thematic focus, naturally woven throughout the content to enhance SEO performance without compromising readability.
FAQ Section
Q: Is the KGI Coin享 Card available to all customers?
A: The card is open to eligible applicants who meet KGI Bank’s credit criteria. New customers can also apply, with special first-year benefits for early adopters.
Q: Can I redeem my Coin享 Points for any cryptocurrency?
A: Currently, redemptions are limited to Bitcoin (BTC), Ethereum (ETH), and Tether (USDT) through three designated exchanges: BitoPro, MAX Wealth, and BitstreetX.
Q: Are there foreign transaction fees with this card?
A: No — the KGI Coin享 Card offers zero foreign exchange markup fees, making it ideal for overseas spending.
Q: How do I claim the 50% bonus on crypto redemptions?
A: Simply redeem your Coin享 Points during your first year as a cardholder via one of the supported exchanges to automatically receive the 50% uplift in value.
Q: What happens if I don’t win the monthly 666 USDT draw?
A: Participation is free and automatic — each transaction gives you another chance next month. Even if you don’t win, you still earn Coin享 Points on every purchase.
Q: Is my cryptocurrency reward taxable?
A: Tax treatment may vary based on local regulations. Users are advised to consult a tax professional regarding reporting obligations for crypto income or gains.
👉 Explore global platforms where you can manage and grow your cryptocurrency rewards securely.
Final Thoughts
The KGI Coin享 Card isn’t just a financial product — it’s a statement about the future of money. By merging credit card convenience with cryptocurrency incentives, KGI Bank has created a tool that empowers users to participate in the digital economy simply by living their normal lives.
As more institutions follow suit, we can expect to see deeper integration between traditional finance and blockchain technology — from tokenized loyalty points to real-time cross-border settlements. For now, Taiwan has taken a bold step forward, proving that innovation thrives when accessibility meets imagination.