The cryptocurrency platform Crypto.com has taken a major step forward in its European expansion by securing a Markets in Financial Instruments Directive (MiFID) licence. This regulatory approval, granted through the acquisition of A.N. Allnew Investments Ltd (Allnew), marks a pivotal development in the company’s strategy to offer a broader suite of traditional financial products to users across the European Economic Area (EEA).
Approved by the Cyprus Securities and Exchange Commission (CySEC), the MiFID licence enables Crypto.com to provide investment services related to a wide range of financial instruments. These include securities, derivatives, contracts for difference (CFDs), and other regulated financial products—services traditionally associated with established financial institutions.
This latest milestone complements Crypto.com’s earlier achievement in January 2025, when it obtained its Markets in Crypto-Assets (MiCA) licence. That approval allowed the platform to legally operate and “passport” its crypto-related services throughout the EEA under a unified regulatory framework. With both MiCA and MiFID licences now in place, Crypto.com is uniquely positioned as one of the few digital asset platforms offering both crypto-native and traditional financial services under full regulatory compliance.
Strengthening Regulatory Compliance and Market Reach
Regulatory approval is no longer just a compliance checkbox—it's a competitive advantage in the evolving fintech landscape. By securing MiFID authorisation, Crypto.com demonstrates its commitment to transparency, consumer protection, and long-term sustainability in financial markets.
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The acquisition of Allnew, a CySEC-licensed entity, provides Crypto.com with immediate access to regulated investment frameworks across Europe. Instead of undergoing a lengthy standalone application process, this strategic acquisition accelerated Crypto.com’s entry into the traditional finance (TradFi) space while ensuring alignment with European regulatory standards.
Users in eligible European markets will soon be able to access expanded investment options directly through the Crypto.com app. This includes opportunities to trade equity-like instruments, structured products, and leveraged derivatives—all within a secure, compliant environment.
A Strategic Expansion into Traditional Finance
Crypto.com’s move into regulated financial services reflects a broader industry trend: the convergence of digital assets and traditional finance. As user demand grows for integrated wealth management solutions, platforms are responding by bridging the gap between crypto and conventional investing.
This MiFID licence follows a series of strategic acquisitions aimed at bolstering Crypto.com’s financial infrastructure:
- Fintek Securities Pty Ltd.: An Australian firm providing access to stock exchange networks.
- Charterprime Ltd: A UK-based institutional trading desk enhancing market-making capabilities.
- Orion Principals Limited: A capital markets firm strengthening prime brokerage services.
- Watchdog Capital, LLC: A U.S. SEC-registered broker-dealer expanding institutional reach.
Together, these moves signal Crypto.com’s ambition to become a full-service financial platform—not just for crypto enthusiasts but for mainstream investors seeking diversified portfolios.
What This Means for European Users
For users in Europe, this development means greater choice, enhanced security, and improved accessibility to financial instruments that were previously out of reach on digital asset platforms.
Eligible customers will benefit from:
- Access to regulated securities and derivative products
- Increased trust through EU-level regulatory oversight
- Seamless integration between crypto and traditional assets
- Competitive pricing and reduced friction in cross-market investing
Moreover, the dual licensing framework—MiCA for crypto assets and MiFID for traditional instruments—ensures that all services meet rigorous capital adequacy, risk management, and investor protection requirements.
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Frequently Asked Questions (FAQ)
Q: What is a MiFID licence, and why is it important?
A: MiFID (Markets in Financial Instruments Directive) is an EU regulatory framework governing investment services and traded financial instruments. Holding a MiFID licence allows firms to offer securities, derivatives, and other regulated products across EU member states, ensuring compliance with investor protection, transparency, and market integrity standards.
Q: How does the MiFID licence differ from the MiCA licence?
A: While MiCA regulates crypto-specific activities like token issuance and exchange services, MiFID covers traditional financial instruments such as stocks, bonds, and derivatives. Together, they enable platforms like Crypto.com to offer both digital and conventional financial products under comprehensive regulatory oversight.
Q: Will all European users gain immediate access to new services?
A: Access will roll out gradually based on local regulations and eligibility criteria. Users in EEA countries are most likely to be prioritized, with phased availability expected over the coming months.
Q: Is my money safer with a MiFID-regulated platform?
A: Yes. MiFID imposes strict requirements on capital reserves, client fund segregation, risk disclosures, and complaint handling—significantly enhancing investor protection compared to unregulated platforms.
Q: Does this mean Crypto.com is becoming a traditional bank?
A: Not exactly. While it’s expanding into traditional finance services, Crypto.com remains a digital asset platform at its core. However, it is evolving into a hybrid financial ecosystem that blends crypto innovation with regulated investment tools.
Q: How does acquiring Allnew speed up market entry?
A: Rather than applying from scratch—which can take years—acquiring an existing licensed entity allows immediate regulatory standing. This strategy accelerates time-to-market while reducing operational and compliance risks.
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Looking Ahead: The Future of Integrated Finance
With both MiCA and MiFID licences secured, Crypto.com is setting a precedent for what next-generation financial platforms can become. The integration of crypto and traditional finance isn’t just theoretical—it’s now operational.
As more users seek unified platforms where they can manage crypto holdings alongside stocks, ETFs, and derivatives, companies that offer seamless, compliant experiences will lead the market. Crypto.com’s recent moves suggest a future where digital wallets function like full-service brokerage accounts—accessible, secure, and globally connected.
This evolution reflects a maturing industry where innovation goes hand-in-hand with regulation. For investors, it means more options; for regulators, greater oversight; and for platforms, the opportunity to build trusted ecosystems that endure.
In an era defined by financial convergence, securing a MiFID licence isn’t just about expansion—it’s about legitimacy, scalability, and long-term vision. And for Crypto.com, Europe is just the beginning.