How to Send Cryptocurrency to Individuals Using Binance Pay

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Sending cryptocurrency to friends, family, or trusted contacts doesn’t have to be complicated. With Binance Pay, one of the most secure and user-friendly crypto payment solutions, you can transfer digital assets quickly and easily—whether through QR codes, email addresses, phone numbers, or unique user IDs. This guide walks you through every method step by step, ensuring a smooth and safe transaction experience.


Sending Crypto via Binance Pay QR Code

QR codes offer a fast and contactless way to send cryptocurrency. All you need is the recipient’s Binance Pay QR code and your Binance app.

👉 Discover how easy it is to send crypto with just a scan.

Step 1: Open the QR Code Scanner

You can access the scanner in two ways:

Step 2: Scan and Review Payment Details

Once you scan the code, the payment information will appear. The details displayed depend on what the recipient set when generating the QR code—this may include the amount, currency, and a message.

Carefully review all information before proceeding.

Step 3: Confirm and Continue

Tap [Continue]. If you want to change your payment method (e.g., use a different wallet balance), tap [Payment Method] to see available options. Then select [Confirm].

Step 4: Enter Your Payment PIN

For security, you’ll need to enter your 6-digit payment PIN. Note: After five incorrect attempts, your PIN will be locked for five hours. Make sure you remember it or store it securely.

Step 5: Complete the Transaction

After successful verification, you’ll see a confirmation screen with full transaction details. Your payment has now been sent.


Sending Crypto Using Email, Phone Number, UID, or Pay ID

If you don’t have a QR code, you can still send crypto using identifiable information like an email address, phone number, Binance UID (User ID), or Pay ID.

Step 1: Access the Send Function

Open your Binance app and go to [Wallet] > [Funds] > [Pay].
Alternatively, tap the [...] menu and select [Send].

Step 2: Enter Recipient Information

Manually input or paste the recipient’s:

Then tap [Continue].

Step 3: Select Cryptocurrency

You’ll be redirected to a list of supported cryptocurrencies. Check your available balances in both funding and spot wallets. If you don’t have sufficient funds, deposit assets first.

Choose the cryptocurrency you’d like to send.

Step 4: Enter Amount and Add Notes (Optional)

Input the amount and include any remarks if needed (e.g., “Lunch payment” or “Reimbursement”).

Step 5: Confirm Payment Method

Tap [Confirm]. To switch payment sources, tap [Payment Method] and choose another option based on your wallet balances.

Step 6: Authenticate with PIN

Enter your payment PIN to verify the transaction.

Step 7: Finalize Transfer

Upon successful authentication, you’ll see a summary of the completed payment. The amount will be deducted from your wallet according to your predefined payment priority settings.


Making Payments to Merchants with Binance Pay

Binance Pay also supports purchases from merchants who accept crypto payments. Currently, this is done exclusively via QR codes.

Step 1: Get the Merchant’s QR Code

Ask the merchant for their official Binance Pay QR code—never scan unverified codes.

Step 2: Scan the Code

Open your Binance app and use the built-in scanner from the homepage. Scan the merchant’s QR code.

Step 3: Review Merchant Information

After scanning, you’ll see the merchant’s name and payment details. Tap the info icon next to their name to view which cryptocurrencies they do not accept.

Verify everything is correct, then tap [Continue].

Step 4: Check Payment Currency Order

Binance will automatically suggest payment using your preferred crypto order. If your primary currency lacks sufficient balance, multiple coins will be used in sequence.

You can adjust this for the current transaction only.

Step 5: Customize Payment Order (Optional)

Tap [Currency] next to the ">" symbol to view available balances. You can drag and reorder cryptocurrencies as needed. This change applies only to this specific payment and won’t affect your default settings.

👉 See how flexible crypto spending can be with smart payment options.

Step 6: Enter Payment PIN

Confirm your identity by entering your 6-digit PIN. Remember: five failed attempts will lock your PIN for five hours.

Step 7: Confirm and Complete

After verification, a success screen will display all transaction details. Your payment is now complete.


Frequently Asked Questions (FAQ)

Q: Is Binance Pay safe for peer-to-peer transactions?
A: Yes. Binance Pay uses end-to-end encryption and requires PIN authentication for every transaction, making it highly secure for sending crypto to individuals.

Q: Can I cancel a Binance Pay transaction after sending?
A: No. Like most blockchain transactions, payments made via Binance Pay are irreversible. Always double-check recipient details before confirming.

Q: Do I need to pay network fees when using Binance Pay?
A: Generally, no. Binance covers transaction fees for most transfers between Binance users, making it cost-effective for everyday use.

Q: What happens if I enter the wrong PIN multiple times?
A: After five incorrect attempts, your payment PIN will be locked for five hours. You can reset it after the cooldown period via security settings.

Q: Can I send crypto to someone without a Binance account?
A: No. Both sender and recipient must have active Binance accounts to use Binance Pay features like QR codes, UID transfers, or email/phone-based payments.

Q: How fast are Binance Pay transactions?
A: Transactions are typically instant when both parties use Binance Pay, especially within the same region and supported network.


Key Tips for Secure and Efficient Use

👉 Start using seamless crypto payments today—experience fast, secure transfers.


By mastering these methods—QR codes, contact-based transfers, and merchant payments—you unlock the full potential of Binance Pay for everyday financial interactions. Whether splitting bills, sending gifts, or shopping online, crypto payments have never been this intuitive.

With clear steps, robust security, and flexible options, sending cryptocurrency becomes as easy as sending a text message.