DeFi continues to evolve, offering users more accessible and efficient ways to earn real yield on their digital assets. One of the most anticipated developments in this space is the launch of Compound v3 on Arbitrum, now available through a seamless on-chain earning product for USDC holders. This integration simplifies participation in decentralized finance, allowing users to earn both interest from USDC deposits and token rewards in COMP and ARB—all with minimal friction.
Whether you're new to DeFi or a seasoned participant, this opportunity delivers transparency, scalability, and attractive incentives—all built on Arbitrum’s low-cost, high-speed Layer 2 network.
👉 Discover how to start earning yield on USDC with Compound v3 today.
What Is Compound v3?
Compound v3 is an evolution of the well-established Compound protocol, now optimized for EVM-compatible blockchains like Arbitrum. At its core, it functions as a decentralized lending and borrowing platform where users can:
- Deposit stablecoins like USDC to earn interest
- Use supported assets as collateral to borrow other tokens
- Participate in governance through the COMP token
Unlike earlier versions, Compound v3 introduces enhanced risk controls, improved capital efficiency, and streamlined interaction models—making it ideal for integration into user-friendly financial products.
By leveraging Arbitrum’s Layer 2 solution, transactions are faster and significantly cheaper than on Ethereum mainnet, reducing barriers for everyday users looking to engage with DeFi protocols.
How to Earn With USDC on Compound v3 (Arbitrum)
Starting July 3, 2025, users can access the on-chain USDC earning product directly through a simplified interface. Here's how you can begin earning:
1. Deposit USDC and Earn Base Interest
When you deposit USDC into Compound v3, you become a liquidity provider. The protocol uses your funds to facilitate borrowing, and in return, you earn variable interest rates determined by supply and demand dynamics.
- Interest accrues in real time on-chain
- Payout occurs automatically when you redeem your principal
- No minimum lock-up period—flexible access to your funds
This base yield represents real, protocol-generated income, not artificial incentives—a key differentiator in sustainable DeFi earnings.
2. Earn COMP Token Rewards
In addition to interest, participants receive COMP tokens, the native governance token of the Compound ecosystem.
- COMP rewards are distributed based on your share of the total USDC pool
- Rewards are paid out every 8 days directly to your account
- Holding COMP grants voting rights on future protocol upgrades and parameter changes
These emissions incentivize long-term participation and align user interests with the health of the protocol.
3. Bonus ARB Incentives (Limited-Time Event)
As part of a special promotion running through July 15, 2025, users also qualify for daily ARB token rewards.
- Total bonus pool: 100,000 ARB, shared between participants and the OKX Web3 Wallet community
- Rewards distributed daily to active accounts
- No extra steps required—just deposit and hold USDC in the eligible product
This limited-time incentive enhances overall yield potential during the launch phase, making early participation especially rewarding.
👉 Start earning COMP and ARB rewards while they’re still available.
Key Features of the On-Chain Earning Product
This product is designed to bridge the complexity gap between traditional DeFi and mainstream users. Here’s what sets it apart:
✅ No Subscription Cap
Unlike many yield-generating products that impose hard limits on total deposits, this offering has no upper limit. You can deposit as much USDC as desired, subject to wallet balance and network conditions.
✅ Simplified User Experience
The process mirrors centralized finance (CeFi) interfaces but operates fully on-chain:
- Search for “USDC” in the earn section
- Select “Compound v3 (Arbitrum)”
- Confirm deposit—done
Behind the scenes, smart contracts handle all interactions with the Compound protocol, ensuring compliance and accuracy without requiring manual approvals or gas-heavy transactions.
✅ Transparent and Real Yield
All earnings—both interest and token rewards—are generated by actual protocol activity. There’s no hidden mechanism or unsustainable APY pumping. What you see is what you get: transparent, verifiable returns rooted in real economic activity.
How to Access the Product
Getting started is straightforward across devices:
On Desktop:
- Go to the Finance section via the top navigation bar
- Click Earn > On-Chain Earning Products
- Search for USDC
- Choose Compound v3 (Arbitrum) and initiate your deposit
In the Mobile App:
- Tap Finance
- Navigate to Earn > On-Chain Earning Products
- Search for USDC
- Select Compound v3 (Arbitrum) and confirm your deposit
Once deposited, your USDC begins earning immediately. Track your accrued interest and token rewards in real time within your dashboard.
Frequently Asked Questions (FAQ)
Q: When does interest start accruing after I deposit?
A: Interest begins accumulating immediately upon successful deposit confirmation on the Arbitrum network.
Q: Can I withdraw my USDC at any time?
A: Yes, you can redeem your principal at any time. Interest will be paid out in full upon withdrawal.
Q: How often are COMP rewards distributed?
A: COMP rewards are disbursed every 8 days directly to your funds account.
Q: Are there any fees for using this product?
A: A small service fee may apply; please review the product details page for full transparency on cost structure.
Q: Is my money safe in this on-chain product?
A: While the product connects to a secure and audited protocol, DeFi carries inherent risks such as smart contract vulnerabilities or market shifts. Always conduct due diligence before depositing.
Q: Do I need a Web3 wallet to participate?
A: If you're using the OKX platform, your account seamlessly interacts with Web3 protocols—no separate wallet setup is required.
Why Arbitrum Makes Sense for DeFi Growth
Arbitrum plays a critical role in scaling Ethereum-based applications. By processing transactions off-chain and settling them on Ethereum later, it delivers:
- Lower gas fees (often under $0.10 per transaction)
- Faster confirmation times
- Full compatibility with existing DeFi tools and wallets
For yield seekers, this means more net gains after costs and smoother interactions—especially important when compounding rewards or managing multiple positions.
Compound v3’s deployment on Arbitrum reflects a broader trend: high-quality protocols choosing scalable environments to improve accessibility without sacrificing security.
👉 Join one of the fastest-growing DeFi ecosystems on Arbitrum now.
Final Thoughts
The launch of Compound v3 (Arbitrum) USDC on-chain earning product marks a significant step toward democratizing DeFi access. With real yield, dual-token incentives (COMP + ARB), and a user-first design, it offers a compelling alternative to traditional savings mechanisms.
Whether you're looking to optimize idle stablecoins or explore decentralized finance with confidence, this product delivers both opportunity and simplicity.
As always, remember to read the full terms, understand reward schedules, and assess personal risk tolerance before participating.
With transparent mechanics, strong underlying technology, and time-limited bonuses still active, now is an excellent moment to get involved.
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