Tether (USDT) has become one of the most widely used stablecoins globally, offering price stability pegged to the US dollar while enabling fast, low-cost digital transactions. For residents in Chile, purchasing USDT is a practical way to enter the cryptocurrency market, protect savings from inflation, or make international payments with ease.
This comprehensive guide walks you through the safest and most efficient methods to buy USDT in Chile in 2025. Whether you're a beginner or have prior crypto experience, you'll learn how to set up an account, deposit funds via bank transfer or credit card, and securely store your USDT.
Why Buy USDT in Chile?
USDT is especially valuable in emerging markets like Chile due to its stability and accessibility. Unlike volatile cryptocurrencies such as Bitcoin or Ethereum, USDT maintains a 1:1 value with the US dollar, making it ideal for:
- Protecting funds from local currency fluctuations
- Sending remittances abroad quickly and affordably
- Trading on global crypto exchanges
- Paying for international services online
With increasing internet penetration and mobile banking adoption, Chileans now have multiple reliable options to purchase USDT using local payment methods.
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How to Buy USDT in Chile Using Binance P2P
Binance P2P is one of the most trusted peer-to-peer platforms for buying USDT in Latin America. It connects buyers and sellers directly while offering built-in escrow protection, ensuring secure transactions.
Step 1: Create a Binance Account
Start by visiting the official Binance website and registering with your email address or phone number. Choose a strong password and enable two-factor authentication (2FA) during setup for added security.
👉 Get started securely and begin your USDT journey today.
Step 2: Complete Identity Verification
To comply with anti-money laundering (AML) regulations, Binance requires identity verification. Upload a clear photo of your national ID (Cédula de Identidad) and a selfie holding the document. This process usually takes just a few minutes.
Step 3: Navigate to Binance P2P
Once verified, go to the P2P Trading section. Search for “USDT” and select “CLP” as your fiat currency. You’ll see a list of available offers from verified sellers.
You can filter results by:
- Preferred payment method (bank transfer, Mercado Pago, etc.)
- Seller rating
- Transaction limits
Choose an offer that matches your preferred bank or payment app.
Step 4: Initiate and Confirm the Trade
Click on the desired offer and enter the amount of USDT you want to buy. Confirm the order, then transfer the corresponding CLP amount to the seller’s bank account using your online banking app.
After sending the payment, click “I have paid” on Binance. The seller will confirm receipt and release the USDT to your Binance wallet automatically.
⚠️ Always communicate only within the Binance P2P chat system. Never send money before confirming all trade details on-platform.
How to Buy USDT with Credit Card on Binance
Buying USDT with a credit or debit card is the fastest method—ideal for those who need instant access to stablecoins.
Step 1: Log In and Go to Buy Crypto
After logging into your verified Binance account, navigate to Buy Crypto > Credit/Debit Card.
Step 2: Enter Purchase Details
Select USDT as the cryptocurrency and CLP as your fiat currency. Enter the amount you’d like to purchase. Binance supports major cards including Visa and Mastercard issued by Chilean banks.
Step 3: Complete Payment
Review the exchange rate and fees, then enter your card details. You may be prompted to complete 3D Secure authentication via your bank’s app or SMS.
Within seconds, the purchased USDT will appear in your Binance spot wallet.
👉 Buy USDT instantly using your card with a trusted global platform.
How to Buy USDT via Bank Transfer on Binance
For larger purchases or lower-fee transactions, a bank transfer is often preferred.
Step 1: Deposit Chilean Pesos (CLP)
In your Binance account, go to Funds > Deposit > Fiat. Select CLP and choose “Bank Transfer.” Binance will generate a unique deposit reference linked to your account.
Step 2: Send Funds from Your Bank
Use your online banking platform (e.g., Banco Estado, Santander, BCI) to send pesos to Binance’s local bank partner. Include the reference code exactly as provided—this ensures your deposit is credited correctly.
Deposits typically reflect within 1–2 business hours.
Step 3: Exchange CLP for USDT
Once credited, go to Trade > Spot and search for the USDT/CLP trading pair. Place a market or limit order to exchange your deposited pesos for USDT.
Your USDT balance will update immediately upon execution.
Where to Store Your USDT Safely
After purchasing USDT, storing it securely is crucial. Leaving large amounts on exchanges increases risk if accounts are compromised.
Recommended Wallet Options:
- Binance Wallet (Hot Wallet) – Convenient for active traders; insured by SAFU fund.
- Trust Wallet – Mobile app supporting multiple chains (ERC-20, TRC-20).
- Ledger or Trezor (Cold Wallets) – Hardware devices offering maximum security for long-term holding.
- OKX Wallet Integration – Seamless management across networks with advanced security features.
Always ensure you control your private keys when using non-custodial wallets.
Frequently Asked Questions (FAQ)
✅ Is it legal to buy USDT in Chile?
Yes. While the Central Bank of Chile hasn’t issued regulations specifically for stablecoins, owning and trading cryptocurrencies like USDT is not illegal. Users must comply with tax reporting requirements if gains are realized.
✅ Are there fees when buying USDT?
Yes. Fees vary by method:
- Card purchases: ~1.8%–3.5%
- P2P trades: Often 0% (fees borne by sellers)
- Bank transfers: Minimal or no fees
Always check rates before confirming transactions.
✅ Can I use USDT for everyday payments in Chile?
While not yet widely accepted at physical stores, some online merchants, gaming platforms, and freelance marketplaces allow USDT payments. Its primary use remains investment, trading, and cross-border transfers.
✅ Which blockchain network should I choose for USDT?
When withdrawing, select TRC-20 (Tron) for the lowest fees (~$1), or ERC-20 (Ethereum) for broader compatibility (higher gas fees). Avoid incompatible networks like BEP2 unless explicitly supported.
✅ How long do deposits and withdrawals take?
- Card purchases: Instant
- Bank transfers: 1–24 hours
- P2P trades: 15 minutes to 1 hour
- USDT withdrawals: Under 30 minutes on TRC-20
✅ What should I do if a P2P trade goes wrong?
Binance P2P has robust dispute resolution. If a seller doesn’t release coins after payment, open a dispute immediately. Provide proof of transfer (screenshot with timestamp). Support typically resolves cases within hours.
Final Tips for Buying USDT in Chile
- Always use official websites and apps—avoid phishing links.
- Enable two-factor authentication (Google Authenticator preferred over SMS).
- Start with small test transactions before large purchases.
- Keep records of all trades for tax purposes.
- Withdraw funds to a personal wallet for long-term storage.
👉 Securely manage your digital assets and explore advanced trading tools now.
By following this guide, you now have everything you need to confidently buy USDT in Chile using safe, proven methods. Whether you prefer instant card purchases or flexible P2P trading, accessing stablecoins has never been easier—or more essential—for financial freedom in today’s digital economy.