Navigating cryptocurrency platforms efficiently requires a clear understanding of user permissions, transaction capabilities, and upgrade pathways. This guide breaks down how member tiers influence daily financial activities on digital asset platforms, focusing on deposit and withdrawal limits, upgrade criteria, and practical implications for users aiming to maximize their trading potential.
How Member Levels Affect Transaction Limits
User accounts are typically assigned different membership levels based on verification status, trading activity, and account maturity. These levels directly impact the maximum amount of funds that can be moved in and out of the platform—both in fiat currency (such as Taiwanese dollars) and cryptocurrencies.
Higher-tier accounts enjoy increased flexibility with larger rolling transaction caps over 24-hour and 30-day periods. This structure supports both security and scalability, allowing new users to start safely while enabling experienced traders to operate at higher volumes.
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Breakdown of Transaction Limits by Tier
Each membership level comes with specific thresholds for:
- TWD deposits (buying crypto with Taiwanese dollars)
- TWD withdrawals (cashing out to bank accounts)
- Cryptocurrency withdrawals (transferring digital assets to external wallets)
All limits follow a rolling window calculation, meaning the available额度 resets continuously based on when transactions occur—not on a fixed calendar schedule.
| Tier | TWD Deposit & Withdrawal (24h / 30d) | Crypto Withdrawal (24h / 30d) |
|---|---|---|
| Level 1 | NT$150,000 / NT$2,000,000 | NT$150,000 / NT$2,000,000 |
| Level 2 | NT$500,000 / NT$4,500,000 | NT$500,000 / NT$4,500,000 |
| Level 3 | NT$1,000,000 / NT$6,000,000 | NT$1,000,000 / NT$6,000,000 |
| Level 4 | NT$2,000,000 / NT$10,000,000 | NT$2,000,000 / NT$10,000,000 |
Note: All values are denominated in equivalent TWD value for consistency across crypto and fiat transactions.
Key Rules for Transaction Quotas
Understanding how these limits work is crucial for planning trades or large fund movements without delays.
Rolling Time Windows Explained
Transaction limits use a sliding 24-hour and 30-day counter. For example:
If a user deposits NT$50,000 at 8:00 AM and another NT$50,000 at 6:00 PM on the same day, only NT$50,000 remains available under their Level 1 daily cap until 8:00 AM the next day. By 8:15 AM the following day, the first NT$50,000 rolls off the count, freeing up additional capacity.
This dynamic system ensures compliance with regulatory standards while maintaining real-time usability.
Only Successful Transactions Count
Failed or refunded orders due to exceeding limits do not contribute to quota usage. This prevents accidental exhaustion of allowances from incomplete actions.
How to Upgrade Your Membership Level
Advancing through membership tiers unlocks higher transaction limits and often grants access to premium features like lower fees or dedicated support.
Requirements by Tier
| Criteria | Level 1 | Level 2 | Level 3 | Level 4 |
|---|---|---|---|---|
| Identity Verification | Required | Completed | Completed | Completed |
| Bank Account Binding Duration | Not applicable | ≥15 days | ≥60 days | ≥90 days |
| Cumulative TWD Trading Volume | Not required | >NT$400,000 (total history) | >NT$1,600,000 (last 30 days) | >NT$3,600,000 (last 30 days) |
Bank Binding Period Calculation
The binding period begins at 00:00 the day after your bank account is successfully linked. For instance:
- Linked on Monday → Day 1 starts Tuesday at midnight
- After 90 full days, you qualify for Level 4 eligibility (if volume requirements are also met)
Trading Volume Definition
- What counts: Total sum of all TWD deposits plus withdrawals
- What doesn’t count: Fees, failed transactions, or crypto-to-crypto swaps
- Update frequency: Aggregated daily at 23:59
Upgrades occur automatically at 00:00 the day after all conditions are satisfied, requiring no manual application.
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Frequently Asked Questions
Q: Why do transaction limits use rolling windows instead of calendar days?
A: Rolling windows provide more consistent and fair access to trading limits. Unlike calendar-based resets (e.g., midnight to midnight), they allow users to reclaim used额度 as soon as 24 hours pass from each transaction—ideal for active traders who don’t follow standard daily cycles.
Q: Does upgrading my KYC increase my limits immediately?
A: Identity verification is necessary but not sufficient alone. You must also meet bank binding duration and trading volume thresholds. Once all criteria are fulfilled, upgrades take effect automatically the following day.
Q: Are cryptocurrency withdrawals calculated in USD or TWD?
A: All crypto withdrawal limits are converted and tracked in TWD equivalent value at the time of transaction. Exchange rate fluctuations may slightly affect how much crypto you can send within your allowed额度.
Q: Can I speed up the bank binding waiting period?
A: No. The waiting period starts only after successful verification and cannot be bypassed. It exists to enhance account security and prevent misuse.
Q: Do internal transfers between users count toward trading volume?
A: No. Only TWD deposits via banking channels and TWD withdrawals to linked banks are included. Peer-to-peer transfers or wallet movements do not contribute.
Q: What happens if the platform changes its tier system?
A: Platforms reserve the right to adjust limits and upgrade rules as needed for regulatory or operational reasons. Changes typically apply prospectively and aim to improve user safety and service quality.
Maximizing Your Trading Potential
Reaching higher membership levels isn't just about lifting restrictions—it's about unlocking a smoother, more powerful trading experience. With elevated limits come fewer interruptions during high-volume operations and greater control over asset management.
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To accelerate progression:
- Maintain an active trading routine
- Keep your bank link stable and avoid re-verification loops
- Monitor your cumulative volume via account dashboards
- Plan large transactions around rolling limit cycles
While individual platforms may vary in structure, the core principles remain consistent: verified identity, account longevity, and consistent trading activity form the foundation of trust and privilege in digital finance ecosystems.
Note: The information provided reflects general industry practices related to tiered account systems. Specific policies may vary by platform and are subject to change without notice.