Purchasing cryptocurrency has never been more convenient, thanks to seamless integrations with digital payment platforms like Apple Pay. As one of the most secure and user-friendly payment methods, Apple Pay allows iOS users to buy digital assets directly from their iPhone, iPad, Apple Watch, or Mac with just a few taps. Whether you're a beginner or an experienced investor, using Apple Pay to acquire crypto offers speed, security, and simplicity.
This guide walks you through the top platforms that support Apple Pay for crypto purchases, along with detailed step-by-step instructions to help you complete your first transaction confidently. We focus only on legitimate, KYC-compliant exchanges to ensure safety and compliance.
👉 Discover the fastest way to buy crypto using Apple Pay today.
Why Use Apple Pay to Buy Cryptocurrency?
Apple Pay is renowned for its encrypted transactions, biometric authentication (Face ID or Touch ID), and broad merchant support—qualities that make it ideal for purchasing cryptocurrency. Key benefits include:
- Speed: Instant verification and near-instant fund transfers.
- Security: No need to share card details; payments are tokenized.
- Convenience: Integrated into your Apple device—no additional apps required.
- Low fees: Many platforms offer competitive rates when using Apple Pay.
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Best Platforms to Buy Cryptocurrency with Apple Pay
1. Bybit – Top Choice for Buying Crypto with Apple Pay
Bybit stands out as one of the most efficient platforms for purchasing cryptocurrency using Apple Pay. With access to over 650 digital assets, low trading fees, high liquidity, and a smooth mobile experience, it's ideal for both new and active traders.
Trading fees on Bybit:
- Spot market: 0.08% (maker) / 0.1% (taker)
- Futures: 0.02% (maker) / 0.055% (taker)
When buying crypto via Apple Pay, users can choose from more than 80 fiat currencies with no additional deposit fees—making it one of the most cost-effective entry points into the crypto market.
Step-by-Step: How to Buy Crypto on Bybit Using Apple Pay
Step 1: Sign Up and Complete KYC Verification
Create an account using your email or phone number. After logging in, complete identity verification by uploading a government-issued ID and taking a live selfie.
Step 2: Navigate to “Buy Crypto”
On the homepage, click “Buy Crypto” in the top-left corner, then select “One-Click Buy.”
Step 3: Choose Fiat and Cryptocurrency
Select your preferred fiat currency (e.g., USD, EUR, GBP), pick a cryptocurrency such as Bitcoin (BTC) or Tether (USDT), and enter the amount you wish to spend.
Step 4: Select Apple Pay as Payment Method
Ensure Apple Pay is selected under “Payment Methods.” If not, switch from other options manually.
Step 5: Confirm and Complete Purchase
Click “Buy,” and you’ll be redirected to Apple Pay. Authenticate using Face ID or Touch ID. Within minutes, your purchased crypto will appear in your Bybit account.
👉 Start buying crypto instantly with Apple Pay on a trusted platform.
2. Binance – Largest Global Exchange Supporting Apple Pay
Binance is the world’s largest cryptocurrency exchange by trading volume, offering over 350 cryptocurrencies and advanced trading tools. It supports Apple Pay for quick purchases of Bitcoin, Ethereum, and more.
Fees for buying crypto via third-party providers on Binance are typically around 2% per transaction, depending on the payment processor.
Supported fiat currencies include USD, EUR, GBP, and over 30 others—ideal for international users.
Step-by-Step: How to Buy Crypto on Binance with Apple Pay
- Register and Verify Identity
Create an account and complete KYC by submitting a government ID, proof of address, and facial recognition. - Go to “Buy Crypto” Section
Log in and click “Buy Crypto” > “Credit/Debit Card.” - Enter Purchase Details
Choose your fiat currency and the amount of crypto you want (e.g., $100 worth of BTC). Click “Continue.” - Choose Apple Pay
On the payment screen, select Apple Pay as your method. - Review Order
Double-check the amount, fees, and estimated delivery time before proceeding. - Complete Payment via Apple Pay
You’ll see your linked cards; choose one and confirm with biometrics. - Receive Crypto Instantly
Once confirmed, your cryptocurrency will be credited to your Binance wallet within minutes.
3. BitPay – Best for Buying Bitcoin Directly with Apple Pay
BitPay is not a traditional exchange but a global crypto payment service provider that enables users to buy, store, and spend digital currencies easily. The platform supports over 60 cryptocurrencies, including BTC, ETH, and USDT.
While BitPay doesn’t charge trading fees, it partners with third-party processors like MoonPay and Simplex—so final costs depend on their pricing models.
You can use Apple Pay through:
- BitPay Mobile App (iOS)
- BitPay Website (requires external wallet address)
Step-by-Step: How to Buy Crypto with Apple Pay via BitPay
- Download the BitPay App
Available on the App Store for iPhone and iPad. - Log In and Tap “Buy Crypto”
Select your desired cryptocurrency (e.g., Bitcoin). - Choose Fiat Currency and Amount
Over 40 fiat currencies supported (USD, EUR, GBP, etc.). - Select Apple Pay at Checkout
View available offers from partner providers. - Pick Your Preferred Offer
Compare rates across providers and proceed. - Complete Payment and Receive Funds
After authentication via Face ID or Touch ID, crypto is sent directly to your BitPay wallet—or an external wallet if specified online.
Frequently Asked Questions (FAQ)
Q: Is it safe to buy cryptocurrency with Apple Pay?
A: Yes. Apple Pay uses tokenization and biometric authentication, adding layers of security that protect your financial data during crypto transactions.
Q: Are there fees when buying crypto with Apple Pay?
A: While Apple Pay itself doesn’t charge fees, platforms may apply processing or service fees—typically between 1–3%, depending on the provider.
Q: Can I use Apple Pay to buy Bitcoin on any exchange?
A: No. Only select platforms like Bybit, Binance, and BitPay currently support Apple Pay integration for crypto purchases.
Q: Do I need a credit card linked to Apple Pay?
A: Yes. To use Apple Pay, you must have at least one compatible debit or credit card added to your Wallet app.
Q: How fast are Apple Pay crypto transactions?
A: Most purchases are completed within minutes, with funds appearing in your exchange or wallet account almost instantly.
Q: Can I sell crypto for fiat and withdraw to Apple Cash?
A: Not directly. While you can sell crypto for fiat on some platforms, withdrawals usually go to bank accounts or cards—not Apple Cash specifically.
Final Thoughts
Buying cryptocurrency with Apple Pay combines ease-of-use with strong security—making it one of the best entry points into digital asset investing in 2025. Platforms like Bybit, Binance, and BitPay offer reliable infrastructure, low fees, and fast execution for iOS users.
Among them, Bybit is highly recommended due to its intuitive interface, wide range of supported currencies, and seamless Apple Pay integration.
Whether you're looking to buy Bitcoin, Ethereum, or stablecoins like USDT, using Apple Pay streamlines the process without compromising safety.
👉 See how easy it is to start your crypto journey using Apple Pay right now.