Transferring cryptocurrency like USDT (commonly referred to as “U”) is one of the most frequent activities for digital asset users. Whether you're sending funds to a friend, paying for services, or managing investments, knowing how to securely and efficiently transfer USDT on a trusted platform is essential. This guide walks you through the complete process of sending U to others using OKX, covering everything from setup to best practices for security and speed.
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Preparing Your OKX Account
Before initiating any transfer, ensure your account is set up correctly and securely.
1. Register and Log In
To begin, download the OKX app from your device’s official app store or visit the website to create an account. Registration requires a valid email or phone number and setting up strong login credentials. For enhanced security, enable two-factor authentication (2FA) during setup.
👉 Discover how easy it is to start sending USDT today.
2. Complete Identity Verification (KYC)
While basic transfers may be possible without full verification, completing Know Your Customer (KYC) procedures allows access to higher withdrawal limits and additional features. Upload required documents such as government-issued ID and complete facial verification within the app.
How to Send USDT to Others via OKX App
The mobile app offers a fast and intuitive way to send U. Follow these steps:
Step 1: Open the Wallet Section
After logging in, tap the "Assets" tab at the bottom of the screen, then select "Wallet". Here, you’ll see all your available balances, including USDT.
Step 2: Choose the Send Option
Tap "Send" (or "Transfer") next to your USDT balance. You’ll be prompted to choose between internal transfers (to another OKX user) or external transfers (to an external wallet address).
Step 3: Enter Recipient Details
For external transfers:
- Paste the recipient’s wallet address carefully.
Select the correct network (e.g., TRC20, ERC20, BEP20).
⚠️ Important: Always confirm the network with the recipient. Sending USDT via the wrong chain can result in permanent loss.
Step 4: Input Amount and Review Fees
Enter the amount of USDT you wish to send. The app will display the estimated network fee based on current congestion. TRC20 typically has lower fees than ERC20.
Step 5: Confirm and Authorize
Double-check all details — especially the address and network. Once confirmed, authenticate the transaction using your password or 2FA method.
Transferring USDT via OKX Website
For desktop users, the web platform provides a seamless experience with added visibility for complex operations.
Step 1: Log In to OKX Website
Visit the official site and log in securely. Ensure you're on the correct URL to avoid phishing risks.
Step 2: Navigate to Withdrawals
Go to Assets > Withdraw > Cryptocurrency. Search for USDT in the list of supported coins.
Step 3: Fill in Transfer Information
- Withdrawal Address: Enter or select a previously saved address.
- Network: Choose the appropriate blockchain (TRC20 recommended for low fees).
- Amount: Specify how much U you want to send.
- Memo (if required): Some networks or exchanges require a memo/tag field — fill this only if explicitly needed.
Step 4: Confirm Security Steps
You’ll receive a confirmation code via email or authenticator app. Enter it to finalize the withdrawal request.
Understanding USDT Networks: TRC20 vs ERC20 vs BEP20
Choosing the right network impacts cost, speed, and compatibility.
| Network | Speed | Fee | Use Case |
|---|
(Note: No tables allowed — converting into prose)
TRC20 (Tron network) offers the fastest and cheapest transactions, often under $1. It's ideal for peer-to-peer transfers and small-to-medium amounts. However, not all wallets support TRC20, so verify compatibility first.
ERC20 (Ethereum network) is widely accepted but comes with higher gas fees during peak times — sometimes exceeding $10. Best used when sending to platforms that only accept Ethereum-based tokens.
BEP20 (Binance Smart Chain) strikes a balance between cost and reach, with fees usually under $0.50. Compatible with many decentralized finance (DeFi) apps and major exchanges.
👉 Compare network options and send USDT smarter today.
Always match the recipient’s supported network to avoid failed transactions.
Security Tips for Sending USDT
Cryptocurrency transactions are irreversible. Protect yourself with these best practices:
✅ Verify Addresses Twice
Even one incorrect character can send funds to the wrong wallet — with no recovery option. Use saved addresses or QR codes instead of manual input when possible.
❌ Avoid Public Wi-Fi
Never perform withdrawals over unsecured networks. Use mobile data or a private connection.
🔐 Enable All Security Features
Turn on 2FA, device management, and withdrawal whitelisting in your OKX settings.
🕵️ Watch Out for Phishing Scams
Only access OKX through official channels. Fake websites mimic real ones but steal login details.
Frequently Asked Questions (FAQs)
Q: Can I cancel a USDT transfer after sending?
A: No. Once confirmed on the blockchain, crypto transactions cannot be reversed. Always double-check before confirming.
Q: Why hasn’t my USDT arrived yet?
A: Delays can happen due to network congestion or incorrect network selection. Check the transaction ID (TXID) on a blockchain explorer like Tronscan or Etherscan to track status.
Q: Is there a minimum amount I can send?
A: Yes. OKX sets minimum withdrawal amounts based on network conditions — typically around $1–$5 worth of USDT. Check current limits in-app before sending.
Q: Do I need to pay taxes when sending USDT?
A: Tax obligations depend on your jurisdiction and whether the transfer constitutes a taxable event (e.g., selling or spending). Consult a local tax advisor for guidance.
Q: Can I send USDT directly to someone’s email or phone number?
A: Not directly. You must use a valid cryptocurrency wallet address. However, some platforms allow username-based transfers within their ecosystem.
Q: What happens if I send USDT via ERC20 to a TRC20-only wallet?
A: The funds may be lost permanently unless the receiving service supports both networks and has recovery procedures. Always confirm network compatibility first.
Final Thoughts
Sending USDT to others on OKX is straightforward once you understand the steps and precautions. From choosing the right network to verifying addresses and managing fees, each action plays a role in ensuring a smooth and secure transfer.
Whether you're using the mobile app or desktop site, OKX provides reliable tools for managing your digital assets efficiently. With proper security habits and awareness of blockchain mechanics, you can confidently handle every transaction.
👉 Start your secure USDT transfer journey now — fast, simple, and reliable.