Cash deposits are a fast and convenient way to fund your digital asset account. On OKX, you can deposit cash using a variety of region-specific methods and local currencies. Whether you're using the mobile app or the web platform, understanding the limits, fees, and processing times associated with your deposit is essential for a seamless experience.
This guide walks you through exactly where to find this critical information and how to interpret it—so you can make informed decisions every time you add funds.
How to Access the Cash Deposit Feature
To get started, simply log in to your OKX account via the mobile app or website. The cash deposit option is easy to locate and clearly labeled.
On the Mobile App
- Tap Deposit from the home screen.
- Choose Deposit Cash or select your local currency option.
👉 Get instant access to fast cash deposits with flexible payment methods.
On the Web Platform
- Navigate to Assets in the top menu.
- Click Deposit.
- Select Cash or your preferred local currency.
Once you're in the deposit section, you’ll see all available options tailored to your region.
Supported Currencies and Deposit Methods by Region
Not all deposit methods are available globally. The options displayed in your account depend on your geographic location and regulatory requirements.
To view what’s supported:
- Go to the Cash Deposit section.
- Browse the list of available currencies (e.g., USD, EUR, GBP, JPY) and corresponding deposit methods (such as bank transfer, retail networks, or e-wallets).
Each method will show relevant details including fees, limits, and estimated processing time—helping you choose the best fit for your needs.
Understanding Processing Fees for Cash Deposits
Processing fees cover the operational costs of handling your transaction. OKX strives to keep these fees low and transparent.
How Fees Are Displayed
- If a fee applies, it will be clearly shown before you confirm the deposit.
- If there’s no charge, you’ll see "No fee" listed.
The final fee is always visible on the Deposit Preview screen. Importantly, this amount is deducted from your total deposit.
Example: You initiate a 50 USD deposit with a 3 USD fee. After deduction, 47 USD will be credited to your OKX account.
Types of Deposit Fees
OKX may apply one of three common fee structures:
Flat Fee
A fixed amount charged regardless of deposit size.
Example: A 2.50 USD flat fee means you pay the same amount whether depositing 10 USD or 1,000 USD.
Percentage Fee
A rate calculated as a percentage of your deposit.
Example: A 1.8% fee on a 200 USD deposit equals 3.60 USD.
Percentage + Flat Fee
A combination of both models.
Example: 1.5% + 1 USD
- Deposit: 300 USD
- Calculation: (1.5% of 300 = 4.50 USD) + 1 USD = 5.50 USD total fee
These fees are automatically calculated and displayed during the deposit process—no surprises.
What Are Deposit Limits and Why Do They Exist?
Deposit limits define the minimum and maximum amounts you can deposit per transaction or over specific timeframes (daily, weekly, monthly). These are in place to comply with financial regulations and enhance account security.
Your available limits depend on two key factors:
- The selected deposit method
- Your current account verification level
You can view your remaining limits directly on the deposit method selection screen. Tap the information (i) icon next to each option for full details.
Types of Deposit Limits
Minimum Deposit Amount
The smallest amount allowed per single transaction. This varies by method and currency.
Daily Limit
Maximum amount you can deposit within a 24-hour period.
🔁 Resets on a rolling basis—24 hours after each transaction—not at midnight.
Weekly Limit
Total deposit cap over any consecutive 7-day window.
🔁 Rolling reset: 7 days after the transaction that used up your limit.
Monthly Limit
Maximum deposit volume allowed in a 30-day period.
🔁 Rolling reset: 30 days after the qualifying transaction.
Maximum Number of Deposits
Some methods limit how many times you can use them within a set period (e.g., 10 deposits per month).
👉 Discover which deposit methods offer higher limits based on your verification level.
How Long Does a Cash Deposit Take to Process?
Processing time refers to how long it takes for funds to appear in your OKX account after initiating a deposit.
While many cash deposit methods are instant, others—especially certain bank transfers—may take up to 5 business days, depending on:
- The type of transfer
- Your financial institution
- Regional banking practices
Estimated processing times are clearly displayed when you select a deposit method, so you know what to expect.
💡 Tip: For urgent funding needs, choose methods labeled “Instant” or “Same Day” for fastest results.*
Frequently Asked Questions (FAQ)
Q: Where can I see the exact fee before confirming my deposit?
A: The exact fee is shown on the Deposit Preview screen before submission. It will also be deducted from your deposit amount automatically.
Q: Why do my deposit limits change based on my verification level?
A: Higher verification levels unlock greater limits because they involve more identity validation, reducing risk and meeting compliance standards.
Q: Are there any hidden charges I should watch out for?
A: No. All processing fees are transparently displayed before you confirm. Any third-party charges (e.g., from your bank) would be separate and outside OKX’s control.
Q: Can I increase my deposit limit?
A: Yes. Completing higher-tier identity verification (like submitting government-issued ID) often increases your limits automatically.
Q: Do processing times include weekends and holidays?
A: For bank-based methods, processing typically only occurs on business days. Instant methods usually work 24/7, including weekends.
Q: What happens if my deposit exceeds my remaining limit?
A: The transaction will be blocked. You’ll need to wait for your limit to reset or upgrade your verification status to proceed.
Final Tips for Smooth Cash Deposits
- Always review the fee structure, limits, and processing time before initiating a deposit.
- Use the information (i) icons throughout the interface for real-time guidance.
- Keep your verification documents updated to access higher limits and more features.
Whether you're topping up for trading or investing, knowing where to find key details ensures confidence and control over your financial activity.
👉 Start depositing today with fast, secure, and transparent cash funding options.